Travel Protection at a Glance
- Standard plan: 7% of the total reservation invoice
- Plan with CFAR: 10.8% of the total reservation invoice
- CFAR may reimburse up to 60% of eligible prepaid, non-refundable costs
- Time-sensitive benefits may require purchase within 14 days of the initial trip payment
- Travel protection cannot be purchased after your trip begins
Unexpected circumstances can affect even the best-planned vacation. Seapointe Village Realty has partnered with RentalGuardian and InsureStays to make optional travel protection available to guests.
Coverage may provide benefits for certain events such as trip cancellation, trip interruption, travel delay, sickness, accidental injury, severe weather, lost or damaged baggage, and other reasons specified in the policy.
Standard Travel Insurance
The standard plan may reimburse up to the applicable policy limits when a trip is canceled or interrupted for a covered reason. Covered events, benefits, exclusions, and documentation requirements are defined by the issued policy.
Cancel for Any Reason
Eligible guests may purchase optional Cancel for Any Reason coverage, commonly called CFAR. This benefit may reimburse up to 60% of eligible prepaid, non-refundable reservation costs when cancellation is for a reason not covered by the standard plan.
Important CFAR Deadlines
- CFAR must be purchased within 14 days of the initial trip payment.
- The trip must begin more than 30 days after CFAR is purchased.
- Availability and eligibility vary by state and plan.
Cost of Coverage
- Standard plan: 7% of the total reservation invoice
- Standard plan with CFAR: 10.8% of the total reservation invoice
The premium is due in full when coverage is purchased. Any right to cancel coverage and receive a premium refund is governed by the policy’s review period and applicable terms.
When to Purchase Coverage
Purchasing coverage shortly after booking provides access to the broadest range of available benefits. Certain time-sensitive benefits, including CFAR and some pre-existing medical condition waivers, may require purchase within 14 days of the initial trip payment.
The standard plan is generally available until 30 days before the trip. For reservations made within 30 days of arrival, standard coverage may be available if purchased within five days of the initial reservation payment. Coverage cannot be purchased after departure.
Claims
Travel insurance generally operates on a reimbursement basis. Guests should retain all relevant receipts, invoices, medical records, rental documents, proof of delays, and police reports.
Claims are filed directly with the plan’s claims administrator. For assistance, contact RentalGuardian at
833-610-0736
.
Review the available plans, eligibility requirements, exclusions, and sample Certificate of Insurance before purchasing coverage.
Review Travel Protection Plans ↗
If you decline coverage:
Any refund remains subject to Seapointe Village Realty’s Rental Agreement and Cancellation Policy. Prepaid reservation amounts may therefore be at risk.
This is a general summary, not an insurance policy. The issued policy and coverage documents control all benefits, eligibility requirements, exclusions, limitations, and claims. Seapointe Village Realty staff cannot interpret coverage or determine whether a claim will be approved.